# Token utility

<figure><img src="/files/KVxBYZVYRXzK6CcOUwuF" alt=""><figcaption></figcaption></figure>

### 💱 Trading rewards

Users who hold and stake [$MONY](https://monitok.io/mony/) will be rewarded with tier-based discounts on their trading fees.

### 💸 Payment  abstraction

Users who hold $MONY will be able to pay their trading fees and their gas fees with $MONY.&#x20;

### 💰 Staking

Users who hold $MONY will be able to stake the token in exchange for yield\
\
Users who stake $MONY may enjoy improved offers on debit cards with cashback benefits.

### 🤖 Unlock Advanced AI trading features

$MONY also unlocks various AI features and the ability to personalize their app.&#x20;

### 🪢 Community incentives

Monitok users will be able to obtain $MONY tokens as a reward for their contribution to the community.&#x20;

{% hint style="info" %}
Check out [$MONY Rewards Program](https://app.gitbook.com/o/J7v602bbUuZuIKveHFSx/s/GsfB0QXEGl1rKCpN7e8H/~/changes/24/earn-programs/usdmony-rewards-program) now!
{% endhint %}


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